SSA has regularly adjusts the Social Security and Supplemental Security Income (SSI) payments, and increase the payments amount for beneficiaries. It enables them to cope with the high inflation rate and living costs. Those citizens in US who are getting the SSDI benefits will get boost in their monthly payments, after COLA 2025 will implemented.
2025 COLA Increase
SSA will announce the annual COLA SSDI increase payments. This adjustments will occurs because of increasing inflation rates and changes in costs of goods and services in US country. This increase will important for those, who have meet their needs through SSDI Payments.
Every year, the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) will updated, and COLA adjustments will made. According to the COLA increase, the SSDI payments will be distributed to beneficiaries.
COLA Increase 2025 Overview
| Authority | SSA |
| Program Name | Social Security Disability Insurance |
| Country | USA |
| COLA Increase | 2.5% (Expected) |
| Payment Start Date | January 1, 2025 |
| Example Increase | $2.57 more per $100 SSDI |
| Anounce Date | 10 October 2024 |
| Category | Government Aid |
| Official Website | www.ssa.gov |
Who Qualifies for the 2025 COLA Increase
COLA Increase will automatically be applicable from 1 January 2025 and provide the increased payments to beneficiaries. Here are the eligibility you should meet:
- Retired workers who fulfill work credit or age requirements.
- Disabled people who are getting SSDI Payments.
- Survivors of deceased workers, such as widowers, windows, and children.
- SSI Beneficiaries, especially low-income people who are disabled or old-aged.
Expected SSDI Payment Increases for 2025
If the COLA 2025 increase will approved by authority, then the SSDI beneficiaries will get payments with 2.57% increase. the SSDI recipients will get $2.57 extra for every 100 dollars they get from social security. For example, if you getting the social security disability payments of $100, then you will get 102.57 dollars with COLA Increase.
Some workers who earn large incomes are eligible to get $2000 payments as per COLA. In this case, SSDI Payments will be $2051.4. The largest disability insurance payments will be above $3822 since it is the maximum disability payment in 2024. If you already apply for SSDI Payments, then you get less than average payments of $1538, and you will get SSI Payments also. SSI also gives the extra $695 payments to beneficiaries.
2025 SSDI Payment Schedule
Social Security Disability Insurance beneficiaries will get increased payments as per COLA Increase. SSA will distribute the highest payments to beneficiaries, based up on their birth dates. Here are the expected payment dates:
- SSDI beneficiaries will get payments on the 2nd Wednesday of January if they born between the 1 to 10th of the month.
- You will get payments on the 3rd Wednesday of the month if you born between the 11th to 20th of the month.
- You will get payments on the 4th Wednesday of January if you are born between the 21st to 31st of the month.
If you are getting both SSI and SSDI Payments, then you will get payments on the 1st of the month. The payment dates will vary on the basis of bank processing times and holidays, so you should be aware of this.
FAQs
When will the 2025 COLA Increase be announced?
The 2025 COLA SSDI Increase will be announced on 10 October 2024 and will provide benefits to SSDI beneficiaries.
How much will the Social Security check boost?
The social security will increase in 2025 by 2.5%. The average payments will be rise from $1920 to $1968, it means the beneficiaries will get a $48 increase payments per month.
What is the projected COLA increase for 2025?
The COLA boost for 2025 will increase by 2.5%. It helps social security beneficiaries to get the highest payments and handle the rising living costs.